Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Related Content Navigating Retirement Pitfalls Why are they made again and again? Making sense of these errors in judgement. Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. Understanding the Alternate Valuation Date Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."